A banker sits on the other side of the glass and tells you what he actually sees — the real Indian financial scams, the psychology that makes them work, and the small everyday moments where regular people lose everything without realising it.
One story. One lesson. No jargon, no lectures — just the things the system quietly hopes you never notice.
Same counter. Same thirty seconds. Drag the glass across — or push it fully to one side — and read the other half of the same sentence.
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The newest story sits on top. Everything before it is filed below — tap any file to read the whole carousel right here.
Different bank, different decade, same five moves. Once you can name them, they stop working on you.
DICGC covers ₹5,00,000 per depositor per bank — principal plus interest, every account in that bank added together. Most people find this out on the worst morning of their life. You can find out now.
Nothing is sent anywhere. This runs entirely inside your browser and disappears when you close the tab.
If a bank fails, DICGC pays up to ₹5 lakh — not a rupee more. Everything above that line waits in a liquidation queue for years. Splitting across banks costs nothing. Not splitting is the expensive option.
Seven questions. No right answers — just an honest map of the doors you leave open at a counter.
Lit means the counter opened that week. Grey means it hasn't yet.
Every Wednesday's story compressed into a one-page PDF you can send to the person in your family who'd never read a finance article. DM the keyword on Instagram and it lands in your inbox.